Updated: 07/23/2024
The Economic Recovery Center is built on and powered by NURO.is. NURO is a leading platform developed leveraging the power of OpenAI. This is vital to understanding the ‘compliance-based’ approach of all programs provided by or through the Economic Recovery Center. With compliance comes transparency on how we use your data. The policy below describes how we protect and use your data to provide you the comfort you deserve as we develop our relationship with additional programs in the future.
As with most companies, while interfacing with our services, we collect a variety of data, which may include your Personal Information and that of your business and employees. This Privacy Policy describes why we capture, how we use, and when we may be forced to disclose this information.
By visiting EconomicRecoveryCenter.com, EconomicDisasterLoans.com, EconomicRecovery.US, 1099TaxCredit.com, SWFL.com or any of our affiliate sites, registering on our site, or using our service, regardless of the method or device made available, you agree to our Privacy Policy, as outlined below. We assume certain responsibilities and make related commitments to you. We also clarify that we are not liable for misuse of the site by you or others and for other third-party risks beyond our control that may affect your Personally Identifiable Information (PII). Don’t hesitate to contact Support@EconomicRecoveryCenter.com if you have questions or concerns.
Due to the nature of some programs, such as disaster relief in disaster-prone areas such as the Gulf Coast of Florida, Louisiana, Alabama, Texas and CA, the Economic Recovery Center provides services and works with US-based business owners and participants domestically and abroad. By using our site or services, you agree to the terms of this privacy policy and expressly consent to process your personal information according to this privacy policy. Your personal information may be processed by us or on our behalf in the state or country where it was collected, as well as in other states, countries or where Economic Recovery Center has ‘satellite centers’ around the the United States where laws regarding the processing of personal information may be different or not as specific or strict as the state or country.
What is personally identifiable information – PII?
PII includes your name, number, mailing address, e-mail address, and demographic and other information about you. If you are a user of our site, it will also include business information that you contribute which concerns business and personal relationships between yourself and other individuals and organizations (“Bookkeeping Data”). You may provide or upload personal information to provide you with the highest level of services possible by our team. We may also ask for personal information when you request information about or order our products and services, participate in our marketing, sales, and other promotional activities, or correspond with us. If you are asked to provide PII, it will be clear what personal information we request.
What is the Purpose?
We collect, use, and disclose information that can identify you (“PII”) so that we can:
• establish your identity.
• provide you with the Site’s services and bill any amounts you owe.
• troubleshoot and resolve problems.
• improve the usability, performance, and effectiveness of our Site and business.
• provide you with news, updates, and reminders related to our services.
• enforce our Terms of Service.
• protect you and us from error and fraud.
• understand your needs and eligibility for products and services.
• comply with legal and regulatory requirements.
• and as otherwise described to you at the time of collection.
We only collect Personal Information that we consider necessary for achieving these purposes.
We may also collect, process, store, and analyze anonymous information about you obtained from your browser or through “cookies” or other tools that track, measure and analyze the behaviors and usage patterns of visitors to our site and users of our services. We may use third-party tracking services to track and analyze anonymous information from our service users, and third parties may use cookies to help track user behavior.
We may send you communications via email about our service. You can opt out of receiving our communications by changing your notification settings. Please note that even if you unsubscribe or opt out, we may still send you urgent service-related communications (e.g., if your credit card payment was declined). You must delete your account with us to avoid receiving them.
Who do we share your personal information with?
Except as this privacy policy outlines, we do not sell or release your personal information to third parties without your consent. However, we reserve the right to gather, analyze, aggregate, and transform non-personally identifiable information sourced from all or any portion of our visitors and users and to make this information available at our site or through other means, channels, or partners at such time and on such terms as we believe are appropriate.
We retain the right to manage our operations, including using service providers of our own choosing, to facilitate our services’ development, hosting, and ongoing support to meet our business goals. For example, we may use the services of third-party companies to host our services, which may or may not be in the same jurisdictions or regions as the customers using our services. Our employees, consultants, contractors, suppliers, and partners, if authorized, may have access to our customer information or the systems storing it as part of and solely for the purposes of performing their jobs or within the scope of their agreements with us. In all cases, we use reasonable efforts to ensure that your Personal Information, as part of our confidential business information, is protected under contracts with such persons.
With your authorization, we may disclose your Bookkeeping Data (and any Personal Information related to it) through our service to a third-party accountant or your other services. If you authorize this disclosure, the use and disclosure restrictions in this Privacy Policy will not apply to such third parties. We do not control the privacy practices of any third parties. We do not currently have any Affiliates, but if we do in the future, we may disclose your Personal Information to a parent company, any subsidiaries, joint ventures, or other companies under a common control (collectively, “Affiliates”) in which case we will require our Affiliates to honor this Privacy Policy. In addition, if another company merges with us, acquires us, or purchases our assets, including in bankruptcy, we may provide your Personal Information to such a third party, in which case such company may continue to process your personal information as outlined in this Privacy Policy.
We may also share your personal information if we are required by law (including any generally applicable law or any specific court order or other legal process binding on us) or if we otherwise determine in good faith that such disclosure is necessary to resolve disputes and protect or defend the rights or property of NURO.is, the Economic Recovery Center, Economic Disaster Loans, 1099TaxCredit.com for sole proprietors that receive a 1040, SWFL.com, and any other affiliated company. We will use reasonable efforts to promptly inform you of such disclosure unless we are prevented from doing so.
If you provide feedback, we may use and disclose such feedback for any purpose, provided we do not associate such feedback with your Personal Information. We will collect any information contained in such feedback and will treat the Personal Information in it in accordance with this Privacy Policy.
Your use of other’s PII
If you choose to provide the PII of any third party, we will assume that you have the third party’s permission to provide such information. Examples include Site referrals to friends. This information will not be used for purposes other than those described above. You agree that, with respect to the PII of other persons that you collect, use, and disclose on the Site, you have all necessary consents and rights to collect, use and disclose that information as described in this Privacy Policy from time to time, and you agree that the indemnity you give to us in Terms of Service applies to any non-compliance by you concerning the preceding.
The site may contain links to other websites not owned or controlled by us. We have no control over, do not review, and are not responsible for the privacy policies of or content displayed on such other websites. You will leave our service and go to another site when you click on such a link. During this process, another entity may collect Personal Information from you, and we do not collect information from you that you submit on such third-party sites.
What is our security policy?
We use commercially reasonable efforts to ensure that Personal Information is secure, including https protocol and encryption. To prevent unauthorized access or disclosure, we put in place suitable physical, electronic, and managerial procedures to safeguard and secure the information we collect and the modes of access to it. While we strive to protect your Personal Information, we cannot warrant the security of any information you transmit.
Therefore, if you have concerns over the digital transfer of any such documents, call your representative, and we will provide a pre-printed overnight shipping label for your convenience. NOTE: If you decide to send your documents over snail mail, please understand that the Economic Recovery Center services hundreds, if not thousands, of clients and does not return any information provided over snail mail.
How can you delete your account?
All Personal Information linked to your account will be deleted at your request as soon as reasonably possible by the law. When you request to delete your account, your data will be deleted from our production servers, and you will no longer be able to access your account. However, we may retain your PII to comply with laws, prevent fraud, resolve disputes, troubleshoot problems, assist with any investigations, enforce our terms of service, and take other actions otherwise permitted by law.
Please remember, however, if we have already disclosed some of your Personal Information to third parties, such as your accountant, we can no longer access that Personal Information. We cannot force the deletion or modification of any such information by the parties to whom we have made those disclosures.
Aggregated or anonymous data derived from your Personal Information, which cannot be traced back to your account, may remain on our production servers indefinitely. We reserve the right to use any aggregated or anonymous data derived from or incorporating your Personal Information.
How will you learn of updates to our privacy rules?
We may update this Privacy Policy to reflect changes to our privacy and data management practices. If we make any material changes, we will notify you by email (sent to the e-mail address specified in your account) or using a notice on this Site before the change becomes effective. We encourage you to periodically review this page for the latest information on our privacy practices.
Our service is not directed to children who are not eligible to use it. Protecting the privacy of children is very important to us. We do not collect or maintain Personal Information from people we know are under 13 years of age, and no part of our service is designed to attract people under 13 years of age. If we later learn that a user is under 13 years of age, we will remove that user’s Personal Information from our databases and prevent the user from utilizing the service.
California Privacy Rights
If you are a California resident California law requires us to provide you with some additional information regarding how we collect, use, and share your “personal information” (as defined in the California Consumer Privacy Act (“CCPA”). Strategic Tax Planning, Inc. (“STP” or “we”) strives to maintain a high standard of data privacy in accordance with your data protection rights under applicable law. The protection and proper use of the personal information that you entrust to us is a responsibility that we take seriously. This privacy policy explains what personal information we may collect from you, the sources we may collect it from, how we may use it, and the rights that you have concerning that data.
Collection and Use of Personal Information
We may collect certain information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a consumer or household (“Personal Information”). Personal information does not include de-identified or aggregated information. Please see the following disclosure regarding what we may collect, use, and share:
In addition, where consistent with applicable laws and regulations, we may disclose Personal Information if such disclosure is: necessary to prepare, negotiate or perform a contract with you; needed to respond to subpoenas, court orders, or other legal process, or otherwise required by law or competent governmental or judicial authorities; necessary to establish or preserve a legal claim or defense;
part of a corporate restructuring, sale of assets, merger or divestiture; or necessary to prevent fraud or other illegal activities, such as willful attacks on our information technology systems.
We take reasonable steps to ensure that companies with which we share your Personal Information are contractually obligated to keep the Personal Information that we provide to them confidential and to use such information only as we permit.
Information about Cookies
A cookie is a small file that is placed on your computer. Once established, the cookie helps analyze web traffic on our site. Cookies allow web applications to tailor operations to your needs, likes, and dislikes by gathering and remembering information about your preferences. Cookies allow us to keep track of items in shopping carts, monitor the effectiveness of marketing campaigns, monitor total traffic, site visits, pages viewed and enhance or speed up navigation. This helps us analyze data about web page traffic and improve our website in order to tailor it to customer needs.
You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website and all marketing offers. Learn more about website cookies at allaboutcookies.org.
Rights and Choices of California Consumers
We provide California consumers with certain rights regarding their Personal Information. This section explains how to exercise those rights. You have a right not to receive discriminatory treatment for exercising these privacy rights.
“Do Not Sell My Information” – The Right to Opt-Out of the Sale of Personal Information
We have disclosed or sold Personal Information to third parties for a business or commercial purpose in the preceding 12 months in the following categories: name, email address, phone number, student loan debt amount, and/or credit card debt amount. We do not sell the Personal Information of minors under 16 years of age without affirmative authorization.
You have a right to opt-out of the sale of your Personal Information. To submit a request to request to opt-out, please either:
Mail a letter stating your request to opt-out out of the sale of your Personal Information to the following address:
Economic Recovery Center
8595 College Pkwy
Ste 350
Fort Myers, FL 33919
Right to Know About Personal Information Collected, Used or Disclosed
You have the right to request that we disclose certain information to you about our collection, use and disclosure of your Personal Information over the past 12 months. Once we receive your request and verify your identity, we may disclose to you information such as: (1) the categories of Personal Information we collected about you; (2) the categories of sources for the Personal Information; (3) our business or commercial purpose for collecting or disclosing that Personal Information; (4) the categories of third parties with whom we shared that Personal Information; and (5) the specific pieces of Personal Information we collected about you in the preceding 12 months.
To submit a request to know about Personal Information collected, please:
Mail a letter stating your request to know certain information about our collection, use and disclosure of your Personal Information over the past 12 months to the following address:
Economic Recovery Center
8595 College Pkwy
Ste 350
Fort Myers, FL 33919
Right to Delete Personal Information Collected or Maintained
You have the right to request the deletion of Personal Information we have collected from you and retained, subject to certain exceptions. Once we receive and confirm your request and verify your identity, we will permanently delete your Personal Information from our records, unless a legal exception to deletion applies. In our response to your request to delete, we will specify the manner in which we have deleted your Personal Information or, if we must deny your deletion request, the basis for this refusal.
To submit a request to delete, please:
Mail a letter stating your deletion request to the following address:
Economic Recovery Center
8595 College Pkwy
Ste 350
Fort Myers, FL 33919
Authorizing an Agent
You may designate an authorized agent to submit your consumer request on your behalf, so long as the authorized agent has your written permission to do so and you have taken steps to verify your identity directly with us.
Verifying Your Request
We cannot respond to your request or provide you with Personal Information if we cannot verify your identity or authority to make the request and confirm the Personal Information relates to you. Making a verifiable consumer request does not require you to create an account with us. We will only use Personal Information provided in a verifiable consumer request to verify your identity or authority to make the request.
To verify your identity, we ask that you provide us with the following information when you submit your request: (1) first name, (2) last name, and (3) phone number or email. We will use the above information to verify your identity. We will require additional information to verify your identity and fulfill your request depending on your type of request or the information requested by you.
Contact Information
If you have any questions about this Privacy Notice, please contact us at:
Economic Recovery Center
8595 College Pkwy
Ste 350
Fort Myers, FL 33919
The security of your personal information is important to us. We use reasonable precautions to protect our customers’ personal information and to store it securely. However, security risk is inherent in all information technologies, and we cannot guarantee the security of your personal information.
Children
The Children’s Online Privacy Protection Act (“COPPA”) protects the privacy of children under the age of 13. It requires website operators and online services to post privacy policies and obtain parental consent before collecting information from those children. We do not knowingly collect personal information from individuals under the age of 13, unless the personal information is submitted with verifiable parental consent. Our website, portals, and applications are not intended for anyone under the age of 13, and no one under the age of 13 may provide information on the website, portals, or applications.
Notification and Changes
If we change our Privacy Statement, we will post those changes on this page so our users are aware of what information we collect, who we may collect it from, and how we use it and under which circumstances, if any, we disclose it. Users should check this policy frequently to keep abreast of any changes.
Whom should you contact with questions?
The Economic Recovery Center welcomes your comments and questions regarding this Privacy Policy and the use of your PII. If you have questions or want more detailed information, please email us at Support@EconomicRecoveryCenter.com.